All Calculators
Child Benefit Calculator
2025/26 rates — see what you get, what you keep after the high-income charge, and why you should always claim.
£
This is the income of whichever parent earns more — it determines the clawback charge.
Your Child Benefit (2 children)
Weekly amount£43.30
Monthly amount£187.63
Annual amount£2,251.60
Even if you earn over £80k — still claim Child Benefit
- It protects the non-working parent's State Pension — they get National Insurance credits for each year they're not working
- Your child automatically gets a National Insurance number at 16 — no paperwork needed
- You can claim and then opt out of payments if you don't want the HICBC hassle
- If the higher earner's income drops (redundancy, career break), you're already in the system
Child Benefit by number of children (2025/26)
| Children | Weekly | Monthly | Annual |
|---|---|---|---|
| 1 | £26.05 | £112.88 | £1,354.60 |
| 2 | £43.30 | £187.63 | £2,251.60 |
| 3 | £60.55 | £262.38 | £3,148.60 |
| 4 | £77.80 | £337.13 | £4,045.60 |
| 5 | £95.05 | £411.88 | £4,942.60 |
First child: £26.05/week. Each additional child: £17.25/week.
Guardian's Allowance
If you're raising someone else's child because their parents have died (or in some cases, one parent has died and the other can't be found), you may get Guardian's Allowance of £21.75/week on top of Child Benefit.