Stamp Duty Calculator 2025/26
Calculate SDLT on residential property in England & Northern Ireland.
Stamp Duty to Pay
£5,000
1.43% effective rate
Tax Band Breakdown
£0 – £250,000
0% rate
£0
£250,000 – £925,000
5% rate
£5,000
Total SDLT
£5,000
What You Pay
Calculate your mortgage payments →
See monthly payments for a £350,000 property
UK Stamp Duty Rates 2025/26
Stamp Duty Land Tax (SDLT) is a tax paid when you buy a residential property in England or Northern Ireland above a certain price. Scotland has LBTT and Wales has LTT — different rates apply.
Standard Rates
Home movers pay 0% on the first £250,000, then 5% up to £925,000, 10% up to £1.5 million, and 12% above that.
First-Time Buyer Relief
If you've never owned a property and the purchase price is £625,000 or less, you pay 0% on the first £425,000 and 5% on the remainder. If the price exceeds £625,000, standard rates apply.
Additional Property Surcharge
Buying a second home or buy-to-let? You pay a 5% surcharge on top of the standard rates (increased from 3% in October 2024). This applies to the entire purchase price.
When Do You Pay?
SDLT must be paid within 14 days of completion. Your solicitor or conveyancer usually handles this for you and includes it in their completion statement.