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Dividend vs Salary Calculator Ltd Company

Find the optimal salary/dividend split for your limited company.

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Most directors take £12,570 salary (PA threshold) to minimise NI while protecting state pension credits.

Your Take-Home (Salary + Dividends)

£54,979

£4,582/month

Effective tax rate: 31.3%

How Your Money Flows

Company Profit£80,000
Your Salary-£12,570
Employer NI on salary-£1,136
Corporation Tax (25%)-£16,574
Available as Dividends£49,721
Dividend Tax-£7,312
Income Tax on Salary-£0
Employee NI-£0
Your Take-Home£54,979

Salary + Dividends vs All Salary

Salary + Dividends

£54,979

Tax: £25,021

All as Salary (PAYE)

£51,340

Tax: £28,660

You save £3,639/year with dividends