Question 1

How is UK income tax calculated?

Accepted Answer

UK income tax is calculated using PAYE bands: 0% on the personal allowance (12,570), 20% basic rate (12,571-50,270), 40% higher rate (50,271-125,140), and 45% additional rate above 125,140 for 2025/26.

Question 2

How much stamp duty will I pay?

Accepted Answer

Stamp duty in England depends on the property price and whether you are a first-time buyer. First-time buyers pay 0% up to 425,000. Standard rates start at 0% up to 250,000, then 5% up to 925,000.

Question 3

How much is National Insurance in the UK?

Accepted Answer

Employee National Insurance is charged at 8% on earnings between 12,570 and 50,270, and 2% above that threshold for 2025/26.

Running Pace Calculator